Senior Security Insurance Service Home Page Medicare Supplement Medicare Advantage Prescription Drug Under 65 Health Plans

Medicare Advantage - Part C of Medicare

Click here to request information on a Medicare Advantage plan (if available) in your area

Up until 2006, this coverage option was referred to as “Medicare+Choice” or  Medicare “HMOs.” 
     Part C  Includes:  

  • HMO-(Health Maintenance Organization,)    
  • HMO/POS-(Health Maintenance Organization with Point-Of-Service option,)  
  • PPO-(Preferred Provider Organization,) and 
  • PFFS-(Private Fee For Service) PFFS plans are not available in all areas.

Medicare Advantage-MA plans are offered by private companies that contract with Medicare to provide all Part A and Part B benefits.

Plans contain Co-Pays  and/or  Deductible that the member is required to pay to obtain most Medical, Hospital & other covered services.  Always review the plan’s Summary of Benefits before you enroll.

MA Providers offer full medical plans with, and without, “Part D” prescription drug coverage.

Some plans offer additional benefits, or options, that “original Medicare” does not offer, such as;    Vision care, Preventative health services, Hearing Aids, Dental, Fitness Club membership, etc. 

Part C Premiums vary by Provider, Plan and Area.  You are still required to pay the Part B premium, and usually a monthly premium to the Plan provider, although there are a few “Zero” premium plans.

Other Considerations between Medicare Plan Choices…

Original Medicare - Parts A & B

Medicare Advantage - Part C

  • Greatest Freedom to Choose Doctors, Facilities and Medical Care.
  • Typically, higher monthly premium costs. 
  • Providers and Physicians work for you, not the health care provider. 
  • Better selection of Part D Prescription plans.  
  • California Open Enrollment allows you to change Medigap coverage every year, even with serious health conditions. 
  • Benefits are more stable & Medigap plans are Guaranteed Renewable for Life.
  • HMO- Must go to chosen HMO “PCP” (Primary Care Physician) & follow HMO guidelines for care. 
  • PPOs offer more choice of Doctors than HMO. 
  • May offer certain benefits in addition to Original Medicare’s Part A & B coverage. 
  • Low monthly & zero premium plans are available. 
  • Provider/Plan determines your drug coverage. 
  • May not be able to obtain MediGap plan later if you have certain health/medical conditions. 
  • Plans can change substantially, or even can be discontinued, each year. 
go to "Intro to Medicare" page


Get Health Insurance

Home    Plan Selection    Get Quote    Insurance Companies    About Us

Copyright 2015 Senior Security Insurance Service, Inc. - All rights reservedWe are licensed independent insurance agency in California.  This website is a private website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services, or the Center for Medicare and Medical Services.  This site contains basic information about Medicare, and services related to Medicare. If you would like to find more information about the Government Medicare programs, please visit the official US Government site.